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Below is an example of a budget. Remember, budgets are made to be flexible. It is easiest to formulate a budget in Excel, Google Sheets, Numbers, or a similar program where you can add and delete rows as your income and expenses change.
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Expenses like Rent. Mortgage, and Car Payments can have a big impact on your budget. Picking a payment that you can afford is important to maintaining a healthy budget.
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Make a copy of this spreadsheet so you can edit it to your specific situation.
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Expenses
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Savings and Retirement
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Emergency Fund
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Retirement Fund
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Essential Expenses
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PGE
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Rent
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Car Gas
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Auto Maintenance
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Car Insurance
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Wifi
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Cat rent
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Water Bill
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Groceries
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Important Expenses
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Discretionary Expense
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Dining Out
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Home decor
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529
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Shopping
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Misc
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Total
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Income
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Paycheck
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Extra Income
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Net Profit/Saving/Deficit
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Example provided by Darden Wealth Group. This is only an example and does not constitute a recommendation to your specific situation. For more information please visit:
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www.dardenwealth.com
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